Petroleum & C-Store Payment Processing Built for Fuel Retail — Not Adapted From It

Delta Payments offers interchange-plus pricing, cash discount programs, and surcharge programs specifically designed for petroleum merchants and c-store operators. Our cash discount program can reduce your effective processing rate to near zero by passing the cost to card-paying customers — a common and legal practice in the petroleum retail industry. We also support fleet card acceptance (WEX, Voyager, Comdata) and all major credit and debit networks.

For convenience stores and gas stations, we recommend Pinnacle's Affiniti Cloud POS — a true cloud-native platform built specifically for c-store and petroleum retail since the 1990s. Unlike legacy systems from Verifone or NCR, Pinnacle was architected from the ground up as a cloud application, making it faster for cashiers, easier to manage remotely, and significantly more affordable. It supports traditional POS, self-checkout, mobile checkout, food ordering kiosks, and digital menu boards from a single platform.

Delta Payments serves as the payments backbone connecting five best-in-class petroleum retail technology partners: Pinnacle Affiniti Cloud POS (point of sale), SwanSys/Minnesota Petroleum (fuel systems and equipment), SSCS (back-office and inventory management), Patron Points (loyalty and customer engagement), and Acumera (network security and PCI compliance). You get one local account manager for payments, hardware incentives when bundling with Delta processing, and a free rate analysis before you commit.

Pinnacle Affiniti Cloud POS is a next-generation convenience store POS platform built as a true cloud application — not a virtualized legacy system. Compared to Verifone and NCR, Pinnacle offers a fraction of the total cost of ownership, faster cashier transaction speeds, real-time product catalog and pricing management, and web-standard APIs that make integrations straightforward. It supports self-checkout, mobile checkout, food ordering kiosks, and digital menu boards from a single unified platform.

SwanSys, a division of Minnesota Petroleum, is a full-service petroleum equipment distributor, installer, and servicer. Services include Anthem UX dispenser retrofits and digital branding, EVO 600/6000 ATG (automatic tank gauge) systems, Acumera network security and PCI compliance, SYSTECH fleet and commercial fueling solutions, and ongoing maintenance backed by the largest group of factory-trained service technicians in the region.

Patron Points delivers c-store-specific loyalty programs that scale from foundational tobacco scan data reporting to fully branded mobile apps with Altria Tier 4 enablement. Their packages include fuel rollback programs, points and rewards systems, manufacturer-funded offers through the formi™ platform, targeted email campaigns, and advanced BI dashboards. All packages support Altria program participation, with Advanced and Elite tiers providing additional tools for Tier 4 strategy execution.

PCI DSS compliance for petroleum retailers requires securing cardholder data at the pump, inside the store, and across your network. Acumera is a Level 1 PCI certified service provider listed on the Visa and Mastercard global registries. Their managed network security solution includes advanced firewall and network segmentation, POS data protection, IoT device security for pumps and ATGs, and remote network management — removing the complexity of compliance from the operator.

Yes. Delta Payments is headquartered in Jacksonville, FL and serves petroleum merchants and convenience store operators nationwide. Whether you're running a single-site independent or a regional multi-site chain, we provide dedicated account management, on-site support where needed, and 24/7 customer service. Our petroleum ecosystem partners — Pinnacle, SwanSys, SSCS, and Patron Points — serve operators across the country.